GK+ Computer & Marketing Questions For SBI PO

Dear readers, we are posting here some of the GK. Computer and Marketing questions for SBI PO and SBI Clerk Exam

1.    The Prime Minister of which country will be the Chief Guest at this year’s India’s Republic Day?
(1) China                           (2) Japan
(3) Singapore                    (4) Australia
(5) None of these

2.    Which among the following accounts fetch the highest rate of interest?
1. Saving Deposits
2. Recurring deposit
3. Fixed Deposit
4. Current account deposit
5. 1 & 4

3.    Ultimate controller of bank Deposits is?
1. RBI
2. Finance Secretary
3. Ministry of Finance
4. Controller of Deposits
5. SEBI

4.    Which among the following countries has claimed that it overtook the United States as the world’s top trading nation, recently?
[1] Japan
[2] Russia
[3] China
[4] Australia
5. None of these

5.    Recently which among the following has been granted the status of Qualified Central Counterparty (QCCP) by RBI?
(1) Indian Clearing Corporation
(2) MCX-SX Clearing Corporation
(3) National Securities Clearing Corporation
(4) Clearing Corporation of India
(5) None of these

6.    Rs. 1000 can be withdrawn from the Point of Sales Terminals ( POS) as per the order of RBI. Which is the first bank to introduce this facility?
 1. SBI                  2. SBH
3. UBI                  4. ICICI
5. HDFC

7.    Certificate of Deposit (CD) is a _____ instrument.
 (1) Shot term
(2) long term
(3) negotiable money market
(4) unsecured money market
(5) None of these

8.    Which of the following statements is/are correct about Real Time Gross Settlement (RTGS)?
(A) In RTGS, processing and final settlement of fund transfer instructions can take place simultaneously.
(B) In RTGS, final transaction takes place at the end of the day.
(C) In RTGS, final settlement of fund takes place at 3 pm every day.
(1)  Only (A)      
(2)  Only (B)      
(3)  Only (C)      
(4)  Only (A) and (C)      
(5)  None of these

9.    According to the RBI rules, what percentage of wholly-owned foreign banks paid up capital must be held by the residents at all times?
(1) 51%              
(2) 74%  
(3) 26%  
(4) 49%  
(5) 76%

10.  The term 'Smart Money' refers to—
(1)  Foreign Currency    
(2)  Internet Banking      
(3) US Dollars    
(4)  Travelers' cheques  
(5)  Credit Cards

11.  Which one of the following is not a 'Money Market Instrument'?
(1)  Treasury Bills
(2)  Commercial Paper  
(3) Certificate of Deposit
(4)  Equity Shares
(5)  None of these

12.  What is the use of "IFSC" code in banking system?
1. IFSC is used for security purpose.
2. IFSC is used for customer identification      
3. IFSC is used by the NEFT system to route the message to the destination banks/branches.                    
4. IFSC is used by the NEFT system to route the message to the RBI.
5. None of these

13.  UNIVAC is an example of:
(1) 1st generation computer      
(2) 2nd generation computer
(3) 3rd generation computer
(4) 4th generation computer
(5) None of these

14.  The __ is the ‘Administrative’ section of the computer system :
(1) input unit                  
(2) control unit
(3) Memory unit            
(4) central processing unit
(5) Arithmetic logic unit

15.  A terabyte comprises:
(1) 4 gigabyte              
(2) 1024 Kilobyte
(3) 1024 Megabyte                  
(4) 1024 byte
(5) 1024 gigabyte

16.  The access time refers to:
(1) time requires to locate and retrieve stored data
(2) time required to locate the lost data
(3) time required to delete specific data on a certain memory location.
(4) time required to save data
(5) None of these

17.  Hardware that adds two numbers is:
(1) the control unit        
(2) an internal CPU register
(3) arithmetic Logic Unit
(4) Browser
(5) None of these

18.  A small amount of memory included in the processor for high speed access id called-
(1) Register                  
(2) Cache
(3) RAM                        
(4) ROM
(5) None of these

19.  Time during which a job is processed by the computer is:
(1) Delay time              
 (2) Real time
(3) Execution time                    
(4) Down time
(5) None of the above

20.  A special shape track formatting is present in:
(1) floppy disk              
(2) Optical disk
(3) hard disk                
(4) half-inch tape cartage
(5) Magnetic tape

21.  The computer that is not considered as a portable computer is:
(1) Laptop computer    
(2) Notebook computer
(3) Minicomputer
(4) All of these
(5) None of these

22.  A VPN (Virtual-Private Network) can provide secure remote access through the __ rather than direct dial-up connection?
(1) local Network          
(2) Modem
(3) internet                    
(4) control unit
(5) None of these

23.  With the rapid growth of technologies and internet it is clear that no activity on internet can remain free from the influence of?
(1) police                      
(2) Civil Court
(3) Criminal Law          
(4) User
(5) Cyber Law

24.  Primary memory is used by the:
(1) user                        
(2) input device
(3) CPU                        
(4) all of these
(5) None of these

25.  In a disk, each block of data is written into -
(1) one sector              
(2) three sector
(3) Two sectors            
(4) Two or more sectors
(5) either two or three sectors:

26.  A product item can be best described as:
(1) component of marketing mix
(2) particular type of brand
(3) specific characteristic  of a company product
(4) specific version of a product
(5) unit of the marketing mix

27.  Marketing in Banks is required for?
(1) Getting new customer
(2) Retaining existing customers
(3) Lending
(4) Accepting of deposit
(5) All of these

28.  A group of closely related product items that are considered to be a unit because of marketing, technical, or end – use considerations is a product?
(1) category                  
(2) dimension
(3) extension                  
(4) line
(5) mix

29.  Aggressive pricing is typical during the ________ stage of the product life cycle.
(1) decline                                  
(2) growth
(3) introduction              
(4) plateau          
(5) stabilization

30.  A specialty product___?
(1) requires minimal effort to purchase
(2) is purchased frequently
(3) requires purchase planning, and the buyer will not accept substitutes
(4) is generally less expensive than other items in the same product class
(5) prompts the purchaser to make comparisons among alternatives

31.  What does the acronym FMCG refer to ?
(1) Functional, mid-riced, or compulsory goods
(2) Famous, manufacturer's clothing goods (i.e., designer labels)
(3) Fast Moving Consumer Goods
(4) Frequent Market Consumption Goods
(5) None of these

32.  It is less expensive for a firm to keep an existing customer than to find a new one. This is one reason why a firm's own personnel play a key role in delivering and maintaining customer satisfaction. Personnel are one of the elements in the __________ product.
(1) core                                      
(2) actual            
(3) augmented
(4) all the above                        
(5) none of the above

33.  A product mix is best described as
(1) all products offered by a firm
(2) product, distribution, promotion and price
(3) all products of a particular type
(4) a group of closely related products
(5) none of these

34.  Firms that use _______________ are less likely to damage their reputation if a new product fails
(1) individual branding                            
(2) overall family branding
(3) line family branding                          
(4) brand extension branding
(5) none of these

35.  A method, in which brand equity measured by comparing differences between the retail price of the 'brand' and the retail price of an unbranded product in the same category is called _______.
(1) brand goodwill method                    
(2) price premium method
(3) both 1 and 2                                      
(4) neither 1 nor 2
(5) price increment method

Answers:

1	2	16	1	31	3
2	3	17	3	32	3
3	1	18	2	33	1
4	3	19	3	34	1
5	4	20	2	35	2
6	3	21	3
7	3	22	2
8	1	23	5
9	2	24	3
10	5	25	4
11	4	26	4
12	3	27	5
13	1	28	4
14	4	29	2
15	5	30	3

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Nainital Bank Recruitment of Management Trainees and Specialist Officers 2014

Nanital Bank has released the notification for the following post -
1. Probationary Officer
2. Specialist Officer


Click here to View the Notification.

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Descriptive Topics asked in SBI PO on 21st and 22nd June

Hello Readers,

As we all know, SBI PO Exam-2014 flagged off on 14th June, 2014. It will span over a period of four weeks, ending on 6th July, 2014.

The test was divided into two parts - Objective Test and Descriptive Test. We are providing you the complete list of all the topics that were asked in the Descriptive Test of SBI PO that held on 21st & 22nd June. Please try to practise as much as you can because practise is the only weapon in the SBI PO 2014.


Letter writing - 

• Letter to the editor for disturbance of pigeon caused to society
• Letter to Branch manager to add your daughter's name as a second nominee for your savings account
• Letter to your friend to avoid junk food and inform her/him about its bad consequences
• Write a letter to your friend explaining him your retirement plan
• Mr. Piyush applied for loan of Rs. 26 lacs but he is eligible only for Rs. 22 lacs,.Write a letter as a Bank Manager telling him about the refusal of his loan in a polite manner.
• Write a letter to a client of your bank who got a car loan from you 2 years ago and has sold it now without paying the load. 
• Write a letter to your friend whose whose pet has been stolen
• Write a letter to editor of news paper about unregulated load shading in your area
• Write a letter to your those friend who spend whole time in computer and Mobile phone to encouraging him about to outdoor game
• Write a letter to your friend sharing experience of selection in SBI PO Exam.
• Write an application to branch manager as you have lost your receipt of term deposit which matures in next week asking him what steps needs to be taken next
• Write a letter to a friend asking him to stop eating junk food and take care of health.
• Write a letter to a bank manager asking him to make her daughter as 2nd nomineee

Essay Writing 

• Pros and cons of allowing 10 year old children to open accounts
• How is economy is related to common man.
• Global Market
• How far can a press have license to infringe in others privacy?
• Corporate Social Responsibility
• Relevance of Swadeshi on Globalisation
• there is no permanent friend or enemy in politics give examples from Indian politics
• Two types function of government are necessary and optional
• If I were minister of Banking Industry
• How to stop farmer suicides
• Pros and cons of 10 year child having Bank saving account
• Role of effective credit rating
• Tackling communication gap between the families due to mass media and internet
• Advantages of classroom education over distance learning

Precis Writing -

• Market and factors influencing it
• Trust and Ethics of banks
• Enhance investment portfolio
• How beginners should plan their way to play in the money markets telling about money market Instruments with emphasis on derivatives-call and put markets
• Investment ways
• Financial Derivatives and was tough since it has so many financial terms.
• Marketing of products
• market values and Growth
• Trading and rupee related
• Banking revolution with information technology
• Information Technology
• Growth of IT in banking sector

Paragraph Writing - 

• You are what you are
• How real is reality show
• A friend can be chosen but neighbours cannot
• How real a reality show?
• Are reality shows real
• If I were a minister in banking sector
• You can choose your friends but you can not choose your neighbors"
• Effects of a economy of a nation on common man
• Influence of Friend in one’s life.
• Impact of Economy on normal man life.
• Friends influence in one's life/ qualities of good manager
• Man's helplessness in front of nature furry
• Qualities of a manager

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All about Fiscal Deficit

Definition of 'Fiscal Deficit: When a government's total expenditures exceed the revenue that it generates (excluding money from borrowings).

Now let us understand what Revenues and expenditures are :

Every family needs to plan their budget so that they don’t go in to the deficit trap. In ideal conditions revenues should always exceed the expenditures.

How revenues are generated:

Tax Revenues: These are those revenues that are generated through the taxes levied on public such as Income Tax, Corporate Tax, Wealth Tax, Fringe benefit taxes (these all are direct taxes i.e. levied on the individual directly), there are some other taxes which in turn are sources of govt. revenues such as, VAT, custom duty, excise duty, service tax (these are types of indirect taxes).

Grants and aids: India enjoys a special love of nature resulting in floods, droughts, lovely Tsunamis (lol), cyclones etc etc etc… So India gets different Grants and Aids from the World banks, ADBs, big boy US, or anybody who wishes to help.

Fines and Penalties: remember that traffic walle bhaiya, sometimes he refuses your chai paani k lie lelo help, All those times the income goes in to govt’s pockets.

Expenditures:

As India is a developing country here Ameer is more Ameer and Gareeb is more Gareeb concepts follow so Govt. has to spend on the different Rajiv Gandhis, Mahatma Gandhis and Pradhan mantris scheme(MNERGA,JNNURAM,PDS schemes etc..).

India is lucky with some peaceful neighbors in the vicinity so India has to spend a chunk of revenues for Defense (Unplanned expenditure).

FRBM Act(Fiscal Responsibility and Budget Management act):

As per the target, revenue deficit, which is revenue expenditure minus revenue receipts, have to be reduced to nil in five years beginning 2004-05. Each year, the government is required to reduce the revenue deficit by 0.5% of the GDP.

How Fiscal Deficit is harmful-

Debt Trap-Fiscal deficit is a type of Debt trap, It creates a deficit which can be filled by extra borrowings or increased taxes creating burden on economy or extra debt

Inflation- The money released by the govt. for different schemes never reaches to the needy and is transferred to the pockets of middlemen who can now buy a new merc or chunks of gold which leads to inflation.

Black money- Now the money that is with the bribe masters cannot be in India because of Income tax officials’ fear so they are transferred to Tax heavens i.e. so called Swiss Banks, this create a shortfall of Taxes in India creating a poor Tax collection.

How Fiscal Deficit is not harmful-

Fiscal deficit occurs when govt. spends more in the fiscal year as compared to the revenues generated in the period, If all that Yojanas mentioned earlier turnout to be a success will create more employment, better health of the people, better infrastructure and will eventually leads to a prosperous economy, that will help to curb the Financial Deficit in the

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GK & Computer Questions Asked in SBI PO Exam - 22/June/2014 (Morning Shift)

Dear readers, here we are posting some of the questions of GK and Computer sections which was asked in today's SBI PO Exam (Morning Shift).

Following questions were shared by our readers with us

GK Questions

1.Telecommunications controlled by – TRAI

2. BCCI suspended which board – RCA

3. Minimum age to Saving bank account according to RBI  - 10 years 

4. Head of the Committee to Review Governance of Boards of Banks in India: PJ Nayak

5. 61st National awards Best Hindi film - Jolly LLB

6. State with highest urban population –Maharashtra 

7. New Airlines which  got approval in India– Air Asia

8. On which day lights were turn off: Earth Day

9. Maria Sharapova defeated whom in Madrid open final - Simona Halep

10. Eco-frenziedly Banking is called: Green Banking

11. Cheque truncation lead to replace- physical movement of cheque

12. Immovable  property - Mortgage

13. DRT Full Form: Debts Recovery Tribunal

Some  Computer Question 

1. One question related to Optical Memory?

2. Which among the following is not a part of CPU?

3. To save a file with other name: save as

4. Converts a sheet in a text document that can be edited is called?

5. One billion bytes: 1 GB

We request you to Share more Gk, Computer and Marketing questions of today's exam with us.

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SBI PO 2014: Exam Analysis - 22nd June 2014 (Morning Session)

The State Bank of India conducted on-line examination for the very first time, for the recruitment of Probationary Officer, across the country on the 14^th June 2014.  Please find below the analysis of today's (22nd June 2014) morning paper.

There were 200 questions in the objective paper, which had to be answered in 120 minutes and the descriptive paper, which had to be answered in 60 minutes. There were four sections in all - Reasoning, Data Interpretation, English Language and General Awareness + Computer Knowledge + Marketing Awareness. There was negative marking of one-fourth or 0.25 of the marks assigned to that question for all the sections.

Overall the examination was Difficult. The questions in Numerical Ability, Reasoning and English were a bit lengthy and Time consuming. That’s exactly the point where results might make a difference. Computer Knowledge, Marketing Awareness and General Awareness sections were easy.

PART - A - Objective Section

The pattern of test was as follows:

Section	Total Questions	Max. Marks	Levelof Difficulty	Possible Attempts
Reasoning	50	50	Moderate	28 – 32
Data Interpretation	50	50	Difficult	18 – 22
GA+Computer+Marketing	50	50	Moderate	30 - 35
English Language	50	50	Moderate	30 - 35
Total	200	200		106 - 124

Reasoning 

This section was a bit time consuming though the questions were moderate. There was no question from Non-Verbal Reasoning. Sitting Arrangement and Puzzles were time consuming.

English Language

The questions in this section were fairly moderate thereby making students, who feel it easy to score in this section, anxious. There were two passages, out of which one question was tough. The English section was on IBPS PO Pattern. The questions were standard question which we expect in the exam.

Data Interpretation

This section was heavily dominated by the questions revolving around percentages. Questions from Line Graph, Bar Graph, Pie Chart and Table were asked in this section. No question on probability was asked in this slot. As compared to the last year’s SBI PO Exam, this section was lengthier and more difficult.

General Awareness/Computer Knowledge/Marketing Awareness

This section consisted of questions from Static G.K. (Banking), Current Affairs, Computer Awareness and Marketing. Only 5 questions were based on Current Affairs. 15 questions each were asked to test a student’s knowledge on Static G.K. (Banking), Computer Awareness and Marketing Awareness. 5 abbreviations were also asked. Overall difficulty level of the section was moderate.

PART - Descriptive Section:

It was also an 'above average' paper. No need to bother about the Descriptive Test. You will get plenty of time. Maintain good grammar and good handwriting. All the best

Letter writing - 

• Informal Letter: Letter to the editor for disturbance of pigeon caused to society
• Formal Letter: Letter to Branch manager to add your daughter's name as a second nominee for your savings account
• Formal Letter: Letter to your friend to avoid junk food and inform her/him about its bad consequences

Essay Writing -

• Pros and cons of allowing 10 year old children to open accounts
• how is economy is related to common man.
• Global Market

Precis Writing -

• Market and factors influencing it

Passage Writing - 

• Need of friends in life
• Efficient Bank Manager
• Desirability and undesirability of switching one job to another

Reading Comprehension -

In this they gave a comprehension on "Banking is important in an imperfect market".

Disclaimer: All information provide above are based on independent analysis made by BankNotifications.com. We do not take responsibility for any decision that might be taken, based on this information.

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