Formal Letter For SBI PO Descriptive Paper

Dear readers, As you know that SBI PO 2014 Paper will also contain a Descriptive Test  of 50 marks (1 hour duration), which will consist of English Language Comprehension, Short Précis, Letter Writing & Essay). 

SO here we are presenting you a Formal letter for Descriptive purpose, which will be important for upcoming SBI PO exam.

NOTE: Please note, you have to mention a random address in the below format and not an actual one, as you are not supposed to divulge any personal information.

Q. Write a letter to the MCD about the problem of open manholes in your area.

Ans.

ABC

Block – J 88/3

Ashok Vihar

Delhi

Date: 22 /04/ 2014

To,

The Commissioner,

Municipal Corporation of Delhi

Subject – Problem of Open Manholes in Laxmi Nagar

Sir,

   With due regards, I wish to bring to your kind notice that the conditions of man holes in our area are very unsatisfactory.

Recently, a six year old child had a providential escape when he fell into an open manhole in our area. Luckily a passerby rescued him. The frightening fact is that open manholes have become the source of imminent danger to the lives of the residents of this area, especially small children. These manholes with their gaping mouths can be death-traps for unsuspecting passerby. They can also cause major motor accidents.

   

 I would request you to instruct the concerned staff to take immediate necessary action to get these open manholes covered before they claim any life.

Yours faithfully,

ABC

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SBI PO: Letter to the Director for Prospectus and Application Form

Hello Readers,

As we all know, SBI PO was flagged off on 14th June 2014 and will continue for the next couple of weekends. SBI PO Exam is divided into two parts - Objective Paper and Descriptive Paper. So, we are presenting to an Formal Letter on "Write a letter to the Director of an Educational Institution for prospectus and application form for admission to a certain course".

ABC
Block – J 88/3,
Nirman Vihar,
Delhi

Date: 17-06-2014

To,
The Director,
PQR Institute,
Delhi

Subject – Admission to Computer Course

Sir,
I am nineteen years old and I have just passed Intermediate Examination with Commerce subjects. I am keen to join the Computer Courses offered by your Institute.

I shall be grateful if you could kindly send the application form and prospectus for admission to this course. I am enclosing herewith a Bank Draft for the prescribed amount and a stamped and self-addressed envelope for this purpose.

Thanking you in anticipation.
Yours faithfully
XYZ

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SBI PO: Essay on "The El-nino effect and agriculture in India."

Hello Readers,

In view of the upcoming SBI PO Exam 2014, here we are presenting to you an essay on "The El-nino effect and agriculture in India" Hope you like the post!



INTRODUCTION: EL NINO
EL NINO a Spanish word meaning "Little Boy" is a weather phenomenon that leads to increase in sea surface temperature above normal by 0.5°C and heating up of water off the western coast of South America which in turn change the wind pattern in central-eastern equatorial pacific and trigger floods and droughts in different parts of the world. El Nino re-emerges after a gap of 3 to 5 years in central and east Pacific Ocean and remains in effect on an average of 12 months to 2 years.

SYMPTOMS OF EL NINO EFFECT:

• Weakening of trade winds allowing warm water of western pacific towards east.
• Increase in temperature near Peru and Ecuador due to spreading of warm water from western pacific towards eastern pacific.
• Shift of rainfall from tropical rain forest of Indonesia to deserts of Peru.
• Drought in western pacific zone and floods at the coast off the eastern pacific.
• Reduced upwelling of nutrient rich cold water off the west coast of South America

AGRICULTURE IN INDIA:
Since Independence, India largely depends on its agricultural production which accounts for 16.6% of GDP in 2009 and constitute about 50% of total work force and rightly India ranks second worldwide in agriculture output.

In the era of globalization where secondary and tertiary sectors are given priority, the fact cannot be overruled that many industries depends on raw material output of farms such as sugar, food processing, cotton and jute. Agricultural products also forms vital component for foreign exchange earnings for India and products includes jute, cotton, coffee, spices, tobacco, sugar, oil, cashew etc are foreign earning products for India. During the year 2013-2014, India earned $ 253.51 million from export of processed and value added agricultural products.

The above data shows that inspite of shift of economy towards industrial era, agriculture still forms important part of India's growth and development.

EL NINO EFFECT: IMPACT ON AGRICULTURE IN INDIA:
Like other parts of world, India also becomes victim of El Nino which affects overall production and growth of agricultural sector of India. Below are the salient points in support of impact of El Nino:

• Poor Monsoon in India's - Year 2014 an El Nino year, as per the atmospheric and meteorological institutions, will see less agricultural production in India which is largely depends on Monsoon rain. The diversion of moist winds from Indian Ocean towards the eastern coast of South America will be the reason of poor Monsoon this year.

• Drought conditions - El Nino may cause droughts in India but not necessarily. Historical data shows that about 65 % of El Nino year have brought below normal rainfall in India which leads to draught as was faced in year 2009.

• Impact on GDP - It is expected that there will be 5% deficit in rainfall due to El Nino effect which in turn will have negative bearing upto 1.75% in fiscal year 2014-2015. Due to less rain food prices will rise and leads to inflation which will affect the GDP by 0.35% during fiscal year 2014-2015.

• Effect on Sugar cane production - India accounts the largest area under cultivation of sugar cane in the world and second largest producer of sugar cane in the world. Poor monsoon will surely effect the sugar cane productions because sugar cane can grow where plenty of water supplies are available and in some states like UP, Bihar irrigation facilities are not of high standards to support the production if there is no or less rainfall.

• Impact on crop - India is the second largest producer of rice and wheat in the world. El Nino will certainly affect the production of rice, wheat, oilseeds and maize in India. In southern parts of India, El Nino has negative impact on production of crops such as pearl millet, rice, food grains and crops like coaster, pigeon pea, Rabi crops remains unaffected by El Nino.

CONCLUSION
From the above picture, one can say that El Nino is a natural calamity which is beyond the control of human beings and affect not only agriculture but overall economy of the country. But El Nino has some benefits also in terms of losing bumper crop lying with government in warehouses, particularly in case of India. Government can liquidate its piled tons of rice and wheat during El Nino season which will help in fighting food inflation. There are other remedial actions available to face El Nino if we are ready in advance, such as:

• Identifying the areas which will be affected and help farmers to understand which crop to grow during this season.
• High quality seeds of alternate crop should be distributed in draught affected area at a minimum support price.
• Educate the farmers on alternate cropping system and prevent hoarding.

In months to come, El Nino will certainly form a part of agenda for the new government of Mr. Narendra Modi and it will be a worthwhile to see how this new government who believes to work on policies will save our farmers and economy from EL NINO.

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SBI PO: Letter to Editor about Beggar Problem in India

Hello Readers,

As we all know, SBI PO was flagged off on 14th June 2014 and will continue for the next couple of weekends. SBI PO Exam is divided into two parts - Objective Paper and Descriptive Paper. So, we are presenting to an Formal Letter on 

"Write a letter to the Editor of a newspaper about the Beggar problem in India".

ABC
Block – J 88/3,
Nirman Vihar,
Delhi

Date: 17-06-2014

To,
The Editor,
The Times of India,
Delhi

Subject – Beggar Problem in India

Sir,
I hope, that you would kindly give a little space to my letter in your esteemed newspaper.

The beggar problem in India is a matter of great shame and concern. They are seen at the bus-stop and in buses, at railway stations and in trains, at red lights, near temples, at market, etc.

A beggar is a stigma. He is a burden on society. Begging neither involves physical labour nor mental exertion. Some beggars earn more than most of the low paid persons. They get used to a life of leisure.

They exploit their handicap and beg in the name of God. God-fearing and charitable people give them alms. They pose to be deaf and dumb in order to arouse the sentiments of the passerby and ooze their sympathy. They do not spare even foreign tourists and these foreigners get a bad image about our country due to these beggars.

It is a sin against humanity to patronise beggars. With our help we are spoiling a person and are creating a problem for the society by adding to the number of beggars.

The authorities should put a ban on begging so that the pursuers and perpetrators of beggind should be dealt with, with an iron hand.

Yours faithfully
XYZ

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SBI PO: Letter to the Manager enquiring about Saving Bank Account

ABC
Block – J 88/3,
Nirman Vihar,
Delhi

Date: 17-06-2014

To,
The Manager,
Bank of Rajasthan,
Delhi

Subject – Opening of a Saving Bank Account

Sir,
I have recently been posted to the Mehta & Co. Brahampuri. I am to draw my salary by cheque. It is necessary for me to maintain a Saving Bank Account in your Bank.

Kindly inform me of the formalities to be completed for opening such an account. I would also like to have a cheque book. Therefore, I also wish to know what is the minimum amount of balance required on the account. Please send me the prescribed form of application. I shall be grateful to you.

Yours faithfully
XYZ

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SBI PO: Letter to the Manager requesting for granting loan

Hello Readers,
As we all know, SBI PO was flagged off on 14th June 2014 and will continue for the next couple of weekends. SBI PO Exam is divided into two parts - Objective Paper and Descriptive Paper. So, we are presenting to an Formal Letter on "Write a letter to a Manager of a Bank requesting for granting loan for further studies". 

ABC
Block – J 88/3,
Nirman Vihar,
Delhi

Date: 17-06-2014

To,
The Manager,
Bank of Rajasthan,
Delhi

Subject-Application for the loan for studies

Sir,

I have come to know that your Bank provides loans to deserving students to pursue higher studies. I should like to be considered for grant of loan under this scheme.

I would like to bring to your kind notice that I have qualified the entrance test for engineering I am keen to join this course. But I belong to a poor family. Hence, my father cannot afford the expenses of my higher studies.

Therefore, I request you to kindly grant necessary loans for my higher studies. I promise you that I shall abide by all the terms and conditions of the loan . I will be happy to produce certificates and documents
Which you may require in this connection .

Looking forward to receiving an earlier and favourable reply.

Yours faithfully
Shankar Narayana

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